Word Finder - mortgage

noun

definition

A special form of secured loan where the purpose of the loan must be specified to the lender, to purchase assets that must be fixed (not movable) property, such as a house or piece of farm land. The assets are registered as the legal property of the borrower but the lender can seize them and dispose of them if they are not satisfied with the manner in which the repayment of the loan is conducted by the borrower. Once the loan is fully repaid, the lender loses this right of seizure and the assets are then deemed to be unencumbered.

example

We're renting a property in the city centre because we can't afford to get a mortgage yet.

definition

State of being pledged.

example

lands given in mortgage

verb

definition

To borrow against a property, to obtain a loan for another purpose by giving away the right of seizure to the lender over a fixed property such as a house or piece of land; to pledge a property in order to get a loan.

example

We mortgaged our house in order to start a company.

definition

To pledge and make liable; to make subject to obligation; to achieve an immediate result by paying for it in the long term.

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